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Aetna Saver Plan

A low cost, easy to use plan


2026 Biweekly rates for zip code

These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the PSHB Program website or contact the agency which maintains your health benefits enrollment.

Table of rates.
Open Access® HMO - High Option Code Biweekly Premium

Your 2026 benefits

Plan Details - In network only You Pay
Preventive care $0
Routine Physical $0 (one per calendar year)
Deductible $1,000 (self only)/$2,000(self plus one or self and family)
Primary care visit 30% after deductible
Specialist visit 30% after deductible
CVS Health® Virtual Care™ $55 until the deductible is met; $0 after deductible for general medical
Maternity 30% after deductible
Prenatal Care $0
Hospital Care 30% after deductible
Inpatient hospital 30% after deductible
Outpatient surgery 30% after deductible
Emergency room 30% after deductible
Urgent care center 30% after deductible
Lab/X-ray/diagnostic services 30% after deductible
Prescription drugs
(for a 30-day supply at a retail pharmacy)
See AetnaFedsPostal.com/pharmacy for participating pharmacies.
After deductible
Preferred Generic drugs $10
Preferred Brand-name drugs 50%

Your plan requires the use of generic medication when a generic equivalent exists.


Aetna Medicare Rx offered by SilverScript® for eligible Medicare members

Members with Medicare Part A and/or Parts B primary will be automatically enrolled into the Aetna Saver Plan with Aetna Medicare Rx offered by SilverScript. This is a Medicare Part D prescription drug plan option offering significant savings in prescriptions costs. See benefits below.

Aetna Saver Plan with Aetna Medicare Rx offered by SilverScript benefits

Table of rates.
Retail pharmacy (30-day supply of a covered drug) with Aetna Medicare Rx offered by SilverScript Preferred Generic: $0
Generic: Preferred $5; Standard $6
Preferred Brand: $45
Non-Preferred Brand: $100
Specialty: 25%; max $600
Mail order pharmacy or CVS Pharmacy® (90-day supply of a covered drug) with Aetna Medicare Rx offered by SilverScript. See AetnaFedsPostal.com/pharmacy for a listing of all participating pharmacies. Preferred Generic: $0
Generic: Preferred $10; Standard $12
Preferred Brand: $90
Non-Preferred Brand: $200
Specialty: Limited to one month supply
Out of Pocket Maximum for prescription drugs Once you pay $2,000 in out of pocket costs for covered prescription drugs, you will pay $0 for covered prescription drugs for the remainder of the calendar year. This $2,000 will also apply to the medical plan’s total calendar year out-of-pocket maximum.

You might save by using mail order or CVS Pharmacy. You'll pay only two copay amounts for a 90-day supply.


2026 Aetna Saver Plan PSHBP Formularies


Download 2026 PSHB Prescription Drug Formulary for Aetna Saver Plan with Aetna Medicare Rx offered by SilverScript (PDF)

Download 2026 PSHB Prescription Drug Supplemental Benefit (PDF)


2025 Aetna Saver Plan PSHBP Formularies


Download 2025 PSHB Prescription Drug Formulary for Aetna Saver Plan with Aetna Medicare Rx offered by SilverScript (PDF)

Download 2025 PSHB Evidence of Coverage for Aetna Saver Plan with Aetna Medicare Rx offered by SilverScript (PDF)

Download 2025 PSHB Prescription Drug Supplemental Benefit (PDF)


Aetna Medicare Rx Resources and Contact Information

Call Members Services at 1-833-251-9749 (TTY: 711), Monday through Friday, 8 AM to 8 PM ET or go online at Caremark.com


Why choose the Aetna Saver plan?

  • Large nationwide Aetna Network
  • 24 hour / 7 days a week access to doctors with CVS Health Virtual Care
  • No referrals to network specialists
  • Discounts on eyewear, LASIK laser eye surgery, gym memberships, massage, acupuncture, weight-loss programs and more

Aetna and CVS Pharmacy® are part of the CVS Health® family of companies.

This is a brief description of the features of this Aetna health benefits plan. Before making a decision, please read the Plan's official brochure(s). All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochure. CVS Virtual Care™ services are only available in the USA. Limitations may apply based on services and location.

Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice.

DISCOUNT OFFERS ARE NOT INSURANCE. They are not benefits under your insurance plan. You get access to discounts off the regular charge on products and services offered by third-party vendors and providers. Aetna makes no payment to the third parties — you are responsible for the full cost. Check any insurance plan benefits you have before using these discount offers, as those benefits may give you lower costs than these discounts. Discount vendors and providers are not agents of Aetna and are solely responsible for the products and services they provide. Discount offers are not guaranteed and may be ended at any time. Aetna may get a fee when you buy these discounted products and services. Vision care providers are contracted through EyeMed Vision Care. LASIK surgery discounts are offered by the U.S. Laser Network and Qualsight. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.

The Aetna Medicare Rx offered by SilverScript (EGWP) retiree pharmacy coverage is an enhanced Part D Employer Group Waiver Plan that is offered as a single integrated product. The enhanced Part D plan consists of two components: basic Medicare Part D benefits and supplemental benefits. Basic Medicare Part D benefits are offered by Aetna Medicare Rx offered by SilverScript (EGWP) based on our contract with CMS. We receive monthly payments from CMS to pay for basic Part D benefits. Supplemental benefits are non-Medicare benefits that provide enhanced coverage beyond basic Part D. Supplemental benefits are paid for by plan sponsors or members and may include benefits for non-Part D drugs. Aetna Medicare Rx offered by SilverScript (EGWP) reports claim information to CMS according to the source of applicable payment (Medicare Part D, plan sponsor or member).

Aetna Medicare Rx offered by SilverScript is a group standalone Medicare Prescription Drug Plan (PDP). This plan is offered by SilverScript Insurance Company, which has a Medicare contract. SilverScript Insurance Company and Aetna are affiliated companies. Enrollment in the plan depends on Medicare contract renewal.

Due to legislation in Arkansas, effective January 1, 2026, you may not be able to utilize the following services within the state of Arkansas, unless a court takes action: CVS Retail, CVS Caremark Mail Service, CVS Specialty, and OMNI Care long term pharmacies.

Aetna's Drug Guide is subject to change. Information is believed to be accurate as of the production date; however, it is subject to change.


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Open Enrollment starts in 18 days.

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